SANGA, Marianus Hendrilensio; SITUMORANG, Resvina; HALE, Katarina Derice. The Effectiveness of KIP-Kuliah Scholarships on Student Academic Achievement in NTT Province: A Dual-Process Theory Approach to Financial Behavior and Social Environment . International Journal of Social Learning (IJSL), [S. l.], v. 6, n. 2, p. 439–456, 2026. DOI: 10.47134/ijsl.v6i2.558. Disponível em: https://ijsl.pubmedia.id/index.php/ijsl/article/view/558. Acesso em: 24 jun. 2026.